Personal Checking

Alliance Standard Trust Bank VALUE

Minimum to Open: £100.00
Maintenance Fee:
     Average daily available balance ≥ £750: NO FEE
     Average daily available balance < £750: £8.50/month

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Alliance Standard Trust Bank VALUE PLUS INTEREST

Minimum to Open: £100.00
Interest: Compounded daily on available balance and paid at statement cycle.
Maintenance Fee:
     Average daily available balance ≥ £1,500: NO FEE
     Average daily available balance < £1,500: £12.00/month

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Alliance Standard Trust Bank BASIC

Minimum to Open: £25.00
Maintenance Fee: £5.00/month
Activity Charge:
     10 checks or debits: NO CHARGE
     11 to 20 checks or debits: £ .25 per item
     ≥ 21 checks or debits: £ .75 per item

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Alliance Standard Trust Bank VALUE RESERVE MONEY MARKET*

Minimum to Open: £2,500.00
Interest: Compounded daily on available balance and paid at statement cycle.
Maintenance Fee:
     Average daily available balance ≥ £2,500: NO FEE
     Average daily available balance < £2,500: £12.00/month
Activity Charge:
     First three withdrawals/transfers per month: NO CHARGE
     Additional withdrawals/transfers per month: £5.00 each

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Alliance Standard Trust Bank PRIME

(For ages 50+)
Minimum to Open: NO MINIMUM
Maintenance Fee: NO FEE
Activity Charge: NO CHARGE

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Alliance Standard Trust Bank PRIME PLUS INTEREST

(For ages 50+)
Minimum to Open: £100.00
Interest: Compounded daily on available balance and paid at statement cycle.
Maintenance Fee:
     Average daily available balance ≥ £1,500: NO FEE
     Average daily available balance < £1,500: £12.00/month

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Alliance Standard Trust Bank PRIME RESERVE MONEY MARKET*

(For ages 50+)
Minimum to Open: £2,500.00
Interest: Compounded daily on available balance and paid at statement cycle.
Maintenance Fee:
     Average daily available balance ≥ £2,500: NO FEE
     Average daily available balance < £2,500: £12.00/month
Activity Charge:
     First three withdrawals/transfers per month: NO CHARGE
     Additional withdrawals/transfers per month: £5.00 each

 

*Disclosure: For all Money Market and Savings accounts there is a Regulatory Limit of 6 transfers and/or withdrawals per month to another account at our bank or to a third party by means of or automatic transfer, Online Banking or telephone agreement order or instruction, or by check, draft, debit card, or similar order to third parties. No regulatory limits apply to in person transfers or withdrawals. However, excess activity fees will apply.

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Online Banking gives you the flexibility and convenience to access your checking and savings accounts in the comfort of your own home or office, day or night. This free service streamlines the process of your personal banking and makes you first in line, every time. Apply now to log on and go.

Get started with your savings.  Alliance Standard Trust Bank offers competitive rates on a variety of personal savings and Certificates of Deposit so you can start small or large and begin maximizing your interest-earning potential immediately.

Are you looking to teach money management to your grandchild or teen? With no minimum balance required to open, our youth account options are a risk-free option to start instilling stewardship principles.

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